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Top chime Coupons for November 2025

Simple Ways to Save at chime

Chime is a financial app, not a store, but it has clever features designed to help you save money automatically. The best part is that it works in the background of your everyday spending.

Save When You Get Paid: With the Save When I Get Paid feature, you can automatically transfer a percentage of your direct deposit straight into your savings account. This makes saving effortless.
Save When You Spend: Turn on the Save When You Spend feature, and Chime will round up every debit card purchase to the nearest dollar and transfer the round-up into your savings account. Those small change amounts add up quickly!
Use the Chime Savings Account: This account helps your money grow with a competitive Annual Percentage Yield (APY), so you earn more than with a typical big bank savings account.

Best Times to Shop

Since Chime is your bank account, the "best time to shop" is whenever you need something. However, Chime helps you shop smarter by giving you your paycheck up to two days early with direct deposit. Getting paid early means you can pay bills on time to avoid late fees and shop sales when you see them without waiting for your money.

Using Their

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Chime is your go-to destination for modern banking that’s designed to put you first. While Chime isn't a traditional store, it helps you save money on everything you already buy by offering helpful features like getting your paycheck up to two days early with direct deposit², fee-free overdraft up to $200¹, and a high-yield Savings Account to help your money grow. By using Chime’s Visa® Debit Card and Credit Builder secured credit card for your everyday purchases—from groceries and gas to clothing and electronics—you can manage your finances smarter. Think of Chime as a powerful tool for finding automatic savings on your regular spending, avoiding unnecessary fees, and reaching your financial goals faster. It’s a simple, transparent, and helpful way to keep more of your hard-earned money. ¹Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases initially but may later be eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe