Simple Ways to Save at TransUnion
TransUnion is mainly a credit reporting agency, so "shopping" there is different than at a regular store. You're usually buying services like credit reports, credit monitoring, or identity theft protection. The best way to save is to know what's free and what's paid. Here are some easy methods:
- Get Your Free Annual Credit Report: By law, you can get a free credit report from each bureau (TransUnion, Equifax, Experian) every 12 months at AnnualCreditReport.com. This is the #1 way to check your TransUnion credit file without paying a cent.
- Look for Free Trials: TransUnion often offers free trials for their paid services, like credit monitoring. You can sign up, use the service for the trial period (often 7-30 days), and then cancel before you're charged if you don't want to continue.
- Check for Promotional Pricing: When you sign up for a paid service, there's often a promotional rate for the first few months. Always look for this offer before paying the full monthly price.
Best Times to Shop
Since TransUnion sells subscription services, their "sales" aren't seasonal like