Valley Bank makes it easy to save money without much effort. The best place to start is by opening a Valley Direct Savings Account. This account is designed to help your money grow with a competitive interest rate, and you can manage it all online. Another simple method is to use their Valley Direct Checking Account, which has no monthly maintenance fees, saving you money right away. You can also set up automatic transfers from your checking to your savings account each month, which is a "set it and forget it" way to build your savings.
While Valley Bank is a financial institution, not a retail store, they have great times for you to "shop" for better financial products. The best time to open a new high-yield savings account or CD is when interest rates are favorable. It's a good idea to check their website regularly, as they often promote special offers and limited-time bonuses for new accounts. Keeping an eye on their promotions page can help you lock in a great rate.
Valley Bank focuses on rewarding you through great rates and low fees rather than a traditional points-based loyalty program. Your "reward" is the money you save and earn. To get the most from this, consistently use
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